Vista de conjunto

INAC Americas – Lima – Lima, Lima Objectives – Monitor and assess credit risk of Bank. Functions – Propose and develop policies, procedures and methodologies for the management – Monitor the evolution of the loan portfolio and guarantee the post-credit management to anticipate possible losses. – Develop measurement systems that allow quantifying the expected losses of the entire portfolio. – Calculate the probability of default, as well as the exposure to risk by the debtors. – Compare the estimated exposures of the credit risk with the results actually observed, in case the projected and observed results differ significantly, and make the necessary corrections. – Calculate potential losses in different scenarios, including extreme scenarios. – Establish procedures that include the active participation of business units in the identification and notification of warning signs. – Establish, review and update the Internal Risk Rating model and the methodology of the Bank’s clients. – Carry…